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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,216 | $88,702+18.6% | $81,780+28.7% | $145,978-27.9% |
| Participation rate | 45.5% | 75.0%-29.6pp | 72.4%-26.9pp | 80.3%-34.8pp |
| Annual return | 14.84% | 1029.12%-1014.3pp | 776.27%-761.4pp | 550.52%-535.7pp |
| Employer contribution / active EE | $1,482 | $3,084-52.0% | $2,914-49.1% | $4,662-68.2% |
| Participant deferral / active EE | $2,956 | $4,645-36.4% | $4,321-31.6% | $6,690-55.8% |
| Admin fee / account holder | $223 | $8,414-97.4% | $7,384-97.0% | $13,400-98.3% |