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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,591 | $103,008-58.7% | $90,304-52.8% | $152,897-72.1% |
| Participation rate | 71.4% | 75.9%-4.4pp | 73.3%-1.8pp | 82.5%-11.0pp |
| Annual return | 0.00% | 95.22%-95.2pp | 78.13%-78.1pp | 345.43%-345.4pp |
| Employer contribution / active EE | $2,944 | $3,139-6.2% | $2,855+3.1% | $4,764-38.2% |
| Participant deferral / active EE | $4,618 | $4,281+7.9% | $3,885+18.9% | $5,851-21.1% |
| Admin fee / account holder | $2,199 | $6,175-64.4% | $5,354-58.9% | $11,599-81.0% |