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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,554 | $156,398+107.5% | $147,318+120.3% | $138,895+133.7% |
| Participation rate | 70.0% | 83.8%-13.8pp | 82.1%-12.1pp | 79.9%-9.9pp |
| Annual return | 16.41% | 78.75%-62.3pp | 70.43%-54.0pp | 145.39%-129.0pp |
| Employer contribution / active EE | $6,607 | $4,853+36.1% | $4,593+43.9% | $4,194+57.5% |
| Participant deferral / active EE | $11,080 | $8,237+34.5% | $7,906+40.1% | $6,396+73.2% |
| Admin fee / account holder | $4,472 | $14,976-70.1% | $13,708-67.4% | $12,562-64.4% |