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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,895 | $160,040-71.9% | $147,096-69.5% | $145,877-69.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.50% | 98.49%-87.0pp | 419.75%-408.3pp | 551.28%-539.8pp |
| Employer contribution / active EE | $3,920 | $5,289-25.9% | $4,936-20.6% | $4,663-15.9% |
| Participant deferral / active EE | $10,784 | $8,429+27.9% | $8,071+33.6% | $6,691+61.2% |
| Admin fee / account holder | $4,403 | $15,050-70.7% | $13,005-66.1% | $13,402-67.1% |