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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,681 | $148,582-74.6% | $135,942-72.3% | $139,456-73.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.41% | 79.26%-59.8pp | 68.28%-48.9pp | 373.45%-354.0pp |
| Employer contribution / active EE | $5,133 | $5,245-2.1% | $4,858+5.7% | $4,753+8.0% |
| Participant deferral / active EE | $9,426 | $8,101+16.4% | $7,759+21.5% | $6,711+40.5% |
| Admin fee / account holder | $4,308 | $12,402-65.3% | $10,764-60.0% | $11,407-62.2% |