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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,737 | $112,933+1.6% | $90,970+26.1% | $158,982-27.8% |
| Participation rate | 44.4% | 74.7%-30.3pp | 69.0%-24.6pp | 82.0%-37.5pp |
| Annual return | 14.57% | 215.82%-201.3pp | 134.60%-120.0pp | 302.99%-288.4pp |
| Employer contribution / active EE | $2,534 | $2,893-12.4% | $2,122+19.4% | $4,763-46.8% |
| Participant deferral / active EE | $4,502 | $4,128+9.1% | $3,373+33.5% | $5,983-24.8% |
| Admin fee / account holder | $18,315 | $8,047+127.6% | $5,961+207.3% | $11,252+62.8% |