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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,575 | $93,346-55.5% | $71,796-42.1% | $273,972-84.8% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 7.20% | 130.39%-123.2pp | 78.04%-70.8pp | 41.46%-34.3pp |
| Employer contribution / active EE | $4,901 | $2,733+79.3% | $1,924+154.7% | $4,869+0.7% |
| Participant deferral / active EE | $7,925 | $3,475+128.0% | $2,794+183.6% | $5,287+49.9% |
| Admin fee / account holder | $3,182 | $6,571-51.6% | $4,815-33.9% | $10,133-68.6% |