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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,347 | $176,077-58.3% | $159,455-54.0% | $167,518-56.2% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 16.85% | 331.83%-315.0pp | 263.63%-246.8pp | 478.71%-461.9pp |
| Employer contribution / active EE | $2,577 | $5,298-51.4% | $4,830-46.6% | $4,838-46.7% |
| Participant deferral / active EE | $6,267 | $7,751-19.1% | $7,353-14.8% | $6,342-1.2% |
| Admin fee / account holder | $16,664 | $12,556+32.7% | $10,800+54.3% | $12,312+35.3% |