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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,866 | $135,956-69.9% | $123,894-67.0% | $273,972-85.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 16.13% | 56.63%-40.5pp | 47.52%-31.4pp | 41.46%-25.3pp |
| Employer contribution / active EE | $2,314 | $5,170-55.2% | $4,617-49.9% | $4,869-52.5% |
| Participant deferral / active EE | $11,869 | $6,343+87.1% | $5,984+98.3% | $5,287+124.5% |
| Admin fee / account holder | $350 | $9,817-96.4% | $8,357-95.8% | $10,133-96.5% |