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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,461 | $111,535-27.9% | $105,223-23.5% | $137,256-41.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 11.26% | 237.85%-226.6pp | 180.65%-169.4pp | 220.34%-209.1pp |
| Employer contribution / active EE | $7,161 | $3,939+81.8% | $3,689+94.1% | $4,156+72.3% |
| Participant deferral / active EE | $5,640 | $5,500+2.5% | $5,072+11.2% | $6,407-12.0% |
| Admin fee / account holder | $44,432 | $9,721+357.1% | $8,859+401.6% | $12,270+262.1% |