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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,755 | $169,336-11.0% | $129,384+16.5% | $145,884+3.3% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 14.79% | 14408.70%-14393.9pp | 9461.77%-9447.0pp | 551.85%-537.1pp |
| Employer contribution / active EE | $34,024 | $5,540+514.2% | $4,153+719.2% | $4,662+629.8% |
| Participant deferral / active EE | $14,378 | $4,985+188.4% | $4,166+245.1% | $6,690+114.9% |
| Admin fee / account holder | $6,285 | $9,912-36.6% | $7,686-18.2% | $13,392-53.1% |