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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,407 | $106,280-68.6% | $96,538-65.4% | $139,487-76.1% |
| Participation rate | 45.5% | 77.8%-32.4pp | 74.3%-28.9pp | 80.3%-34.9pp |
| Annual return | 20.75% | 38.48%-17.7pp | 35.74%-15.0pp | 373.84%-353.1pp |
| Employer contribution / active EE | $1,187 | $4,107-71.1% | $3,740-68.3% | $4,755-75.0% |
| Participant deferral / active EE | $4,889 | $5,457-10.4% | $4,880+0.2% | $6,713-27.2% |
| Admin fee / account holder | $1,341 | $7,888-83.0% | $6,737-80.1% | $11,407-88.2% |