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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,273 | $107,368-83.9% | $92,915-81.4% | $152,909-88.7% |
| Participation rate | 36.4% | 79.8%-43.4pp | 76.0%-39.6pp | 82.5%-46.1pp |
| Annual return | 35.24% | 145.64%-110.4pp | 109.45%-74.2pp | 345.46%-310.2pp |
| Employer contribution / active EE | $763 | $4,222-81.9% | $3,653-79.1% | $4,764-84.0% |
| Participant deferral / active EE | $2,216 | $4,848-54.3% | $4,238-47.7% | $5,851-62.1% |
| Admin fee / account holder | $523 | $7,082-92.6% | $5,796-91.0% | $11,601-95.5% |