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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,517 | $115,814-75.4% | $101,275-71.8% | $158,982-82.1% |
| Participation rate | 40.0% | 79.4%-39.4pp | 75.8%-35.8pp | 82.0%-42.0pp |
| Annual return | 20.58% | 56.16%-35.6pp | 46.48%-25.9pp | 302.99%-282.4pp |
| Employer contribution / active EE | $749 | $4,176-82.1% | $3,660-79.5% | $4,763-84.3% |
| Participant deferral / active EE | $2,327 | $4,958-53.1% | $4,371-46.8% | $5,983-61.1% |
| Admin fee / account holder | $846 | $7,249-88.3% | $5,948-85.8% | $11,252-92.5% |