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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,709 | $166,089-70.1% | $164,928-69.9% | $145,978-65.9% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.6%+7.1pp | 80.3%+5.4pp |
| Annual return | 40.30% | 100.26%-60.0pp | 70.08%-29.8pp | 550.52%-510.2pp |
| Employer contribution / active EE | $2,886 | $5,276-45.3% | $4,343-33.6% | $4,662-38.1% |
| Participant deferral / active EE | $9,552 | $6,961+37.2% | $6,034+58.3% | $6,690+42.8% |
| Admin fee / account holder | $721 | $16,641-95.7% | $12,684-94.3% | $13,400-94.6% |