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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,192 | $96,678-61.5% | $86,640-57.1% | $139,466-73.3% |
| Participation rate | 66.7% | 74.4%-7.7pp | 71.7%-5.0pp | 80.3%-13.7pp |
| Annual return | 11.30% | 106.69%-95.4pp | 592.52%-581.2pp | 373.66%-362.4pp |
| Employer contribution / active EE | $1,518 | $3,265-53.5% | $3,024-49.8% | $4,754-68.1% |
| Participant deferral / active EE | $2,482 | $4,837-48.7% | $4,438-44.1% | $6,712-63.0% |
| Admin fee / account holder | $40 | $6,410-99.4% | $5,616-99.3% | $11,409-99.6% |