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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,355 | $165,399-79.8% | $149,745-77.7% | $158,982-79.0% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 13.97% | 348.34%-334.4pp | 276.72%-262.8pp | 302.99%-289.0pp |
| Employer contribution / active EE | $630 | $5,105-87.7% | $4,646-86.4% | $4,763-86.8% |
| Participant deferral / active EE | $7,713 | $7,183+7.4% | $6,843+12.7% | $5,983+28.9% |
| Admin fee / account holder | $5,544 | $10,811-48.7% | $9,312-40.5% | $11,252-50.7% |