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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,355 | $165,351-79.8% | $149,710-77.7% | $158,931-79.0% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 13.97% | 348.19%-334.2pp | 276.63%-262.7pp | 302.86%-288.9pp |
| Employer contribution / active EE | $630 | $5,103-87.7% | $4,645-86.4% | $4,761-86.8% |
| Participant deferral / active EE | $7,713 | $7,181+7.4% | $6,842+12.7% | $5,982+28.9% |
| Admin fee / account holder | $5,544 | $10,807-48.7% | $9,309-40.4% | $11,247-50.7% |