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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,453 | $176,120-71.4% | $159,487-68.4% | $167,553-69.9% |
| Participation rate | 88.9% | 85.0%+3.9pp | 82.8%+6.1pp | 82.1%+6.8pp |
| Annual return | 19.31% | 331.95%-312.6pp | 263.71%-244.4pp | 478.89%-459.6pp |
| Employer contribution / active EE | $556 | $5,299-89.5% | $4,831-88.5% | $4,840-88.5% |
| Participant deferral / active EE | $8,931 | $7,752+15.2% | $7,354+21.4% | $6,343+40.8% |
| Admin fee / account holder | $512 | $12,561-95.9% | $10,804-95.3% | $12,316-95.8% |