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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,883 | $81,476-44.9% | $102,383-56.2% | $80,925-44.5% |
| Participation rate | 56.3% | 66.8%-10.5pp | 74.5%-18.2pp | 67.7%-11.3pp |
| Annual return | 19.38% | 25.59%-6.2pp | 24.94%-5.6pp | 35.65%-16.3pp |
| Employer contribution / active EE | $1,542 | $3,105-50.3% | $3,870-60.2% | $2,756-44.1% |
| Participant deferral / active EE | $2,396 | $3,871-38.1% | $5,060-52.7% | $4,299-44.3% |
| Admin fee / account holder | $2,936 | $6,717-56.3% | $8,391-65.0% | $6,940-57.7% |