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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,414 | $73,978-48.1% | $96,515-60.2% | $75,173-48.9% |
| Participation rate | 59.7% | 66.4%-6.8pp | 74.3%-14.7pp | 67.2%-7.5pp |
| Annual return | 17.46% | 26.72%-9.3pp | 35.73%-18.3pp | 160.72%-143.3pp |
| Employer contribution / active EE | $1,852 | $2,931-36.8% | $3,740-50.5% | $2,671-30.7% |
| Participant deferral / active EE | $2,834 | $3,660-22.6% | $4,880-41.9% | $4,126-31.3% |
| Admin fee / account holder | $383 | $5,219-92.7% | $6,735-94.3% | $5,651-93.2% |