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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,087 | $78,670-64.3% | $109,173-74.3% | $85,847-67.3% |
| Participation rate | 58.1% | 68.3%-10.2pp | 75.9%-17.8pp | 69.3%-11.3pp |
| Annual return | 14.06% | 25.09%-11.0pp | 25.75%-11.7pp | 318.61%-304.5pp |
| Employer contribution / active EE | $1,683 | $2,734-38.4% | $3,723-54.8% | $2,565-34.4% |
| Participant deferral / active EE | $2,659 | $3,467-23.3% | $4,654-42.9% | $3,952-32.7% |
| Admin fee / account holder | $1,304 | $5,469-76.2% | $6,755-80.7% | $6,261-79.2% |