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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,353 | $58,057-92.5% | $97,032-95.5% | $86,983-95.0% |
| Participation rate | 85.4% | 60.4%+25.0pp | 71.6%+13.8pp | 69.5%+15.8pp |
| Annual return | 20.61% | 22.26%-1.7pp | 35.38%-14.8pp | 25.83%-5.2pp |
| Employer contribution / active EE | $1,294 | $1,663-22.2% | $2,629-50.8% | $2,584-49.9% |
| Participant deferral / active EE | $2,213 | $3,244-31.8% | $4,672-52.6% | $4,194-47.2% |
| Admin fee / account holder | $693 | $4,839-85.7% | $9,418-92.6% | $7,856-91.2% |