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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,353 | $60,442-92.8% | $96,754-95.5% | $87,485-95.0% |
| Participation rate | 85.4% | 58.7%+26.7pp | 70.3%+15.1pp | 68.9%+16.4pp |
| Annual return | 20.61% | 21.97%-1.4pp | 82.04%-61.4pp | 26.06%-5.5pp |
| Employer contribution / active EE | $1,294 | $1,691-23.5% | $2,679-51.7% | $2,596-50.2% |
| Participant deferral / active EE | $2,213 | $3,280-32.5% | $4,758-53.5% | $4,274-48.2% |
| Admin fee / account holder | $693 | $5,069-86.3% | $8,905-92.2% | $7,775-91.1% |