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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,180 | $112,935-77.7% | $90,970-72.3% | $158,966-84.2% |
| Participation rate | 39.1% | 74.7%-35.6pp | 69.0%-29.9pp | 82.0%-42.8pp |
| Annual return | 26.31% | 215.79%-189.5pp | 134.58%-108.3pp | 302.95%-276.6pp |
| Employer contribution / active EE | $1,807 | $2,895-37.6% | $2,122-14.9% | $4,762-62.1% |
| Participant deferral / active EE | $2,628 | $4,129-36.4% | $3,373-22.1% | $5,983-56.1% |
| Admin fee / account holder | $1,862 | $8,045-76.9% | $5,960-68.8% | $11,250-83.5% |