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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,837 | $99,652-87.1% | $78,778-83.7% | $147,586-91.3% |
| Participation rate | 71.4% | 76.2%-4.8pp | 69.2%+2.2pp | 82.8%-11.4pp |
| Annual return | 18.80% | 47.28%-28.5pp | 35.62%-16.8pp | 578.59%-559.8pp |
| Employer contribution / active EE | $3,099 | $2,796+10.9% | $1,986+56.1% | $4,876-36.4% |
| Participant deferral / active EE | $4,010 | $3,664+9.5% | $2,958+35.6% | $5,439-26.3% |
| Admin fee / account holder | $1,318 | $7,155-81.6% | $5,134-74.3% | $10,886-87.9% |