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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $45,195 |
STRATEGIC ADVISORS, INC.2 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $11,218 |
Filed as: NEWFRONT RETIREMENT SERVICES, INC. Service code 49 · EIN 80-0833114 | Other Services | $6,093 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,884 | $95,369-42.5% | $135,942-59.6% | $74,440-26.3% |
| Participation rate | 88.8% | 78.2%+10.6pp | 81.9%+6.9pp | 70.7%+18.1pp |
| Annual return | 34.64% | 32.72%+1.9pp | 68.28%-33.6pp | 34.37%+0.3pp |
| Employer contribution / active EE | $0 | $3,878-100.0% | $4,858-100.0% | $2,638-100.0% |
| Participant deferral / active EE | $15,202 | $7,788+95.2% | $7,759+95.9% | $4,529+235.7% |
| Admin fee / account holder | $156 | $266-41.3% | $10,764-98.5% | $348-55.1% |