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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $38,138 |
Filed as: NEWFRONT RETIREMENT SERVICES, INC. Service code 49 · EIN 80-0833114 | Other Services | $8,054 |
STRATEGIC ADVISORS, INC.1 year Service code 27 · EIN 04-2654524 | Advisory (Plan) | $5,459 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,406 | $82,163-56.9% | $125,381-71.8% | $64,819-45.4% |
| Participation rate | 88.1% | 77.9%+10.2pp | 82.4%+5.7pp | 71.5%+16.6pp |
| Annual return | -12.94% | 3.49%-16.4pp | 572.31%-585.3pp | 32.84%-45.8pp |
| Employer contribution / active EE | $48 | $3,616-98.7% | $4,815-99.0% | $2,507-98.1% |
| Participant deferral / active EE | $12,885 | $7,175+79.6% | $7,448+73.0% | $4,311+198.9% |
| Admin fee / account holder | $129 | $163-20.9% | $10,007-98.7% | $188-31.3% |