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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,902 | $95,383+5.8% | $185,837-45.7% | $85,856+17.5% |
| Participation rate | 88.5% | 68.8%+19.8pp | 81.7%+6.8pp | 69.3%+19.2pp |
| Annual return | 11.38% | 23.59%-12.2pp | 122.08%-110.7pp | 318.58%-307.2pp |
| Employer contribution / active EE | $2,437 | $3,313-26.5% | $5,168-52.9% | $2,565-5.0% |
| Participant deferral / active EE | $2,742 | $3,423-19.9% | $5,568-50.8% | $3,952-30.6% |
| Admin fee / account holder | $2,993 | $7,213-58.5% | $16,241-81.6% | $6,261-52.2% |