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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,313 | $73,848+6.0% | $143,799-45.5% | $68,486+14.4% |
| Participation rate | 94.2% | 66.7%+27.6pp | 80.3%+13.9pp | 67.9%+26.3pp |
| Annual return | -35.67% | 0.91%-36.6pp | -0.04%-35.6pp | -7.85%-27.8pp |
| Employer contribution / active EE | $7,373 | $3,184+131.5% | $4,952+48.9% | $2,597+183.9% |
| Participant deferral / active EE | $4,061 | $3,385+20.0% | $5,638-28.0% | $4,028+0.8% |
| Admin fee / account holder | $3,016 | $5,755-47.6% | $14,677-79.4% | $5,404-44.2% |