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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,004 | $162,136-92.6% | $152,301-92.1% | $154,746-92.2% |
| Participation rate | 81.3% | 84.1%-2.9pp | 82.4%-1.2pp | 80.7%+0.5pp |
| Annual return | 14.74% | 91.02%-76.3pp | 80.50%-65.8pp | 172.34%-157.6pp |
| Employer contribution / active EE | $3,001 | $4,890-38.6% | $4,624-35.1% | $4,379-31.5% |
| Participant deferral / active EE | $3,245 | $8,341-61.1% | $8,004-59.5% | $6,730-51.8% |
| Admin fee / account holder | $1,035 | $15,759-93.4% | $14,398-92.8% | $14,365-92.8% |