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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,796 | $109,967+90.8% | $97,197+115.8% | $145,877+43.8% |
| Participation rate | 80.0% | 76.0%+4.0pp | 72.7%+7.3pp | 80.3%-0.3pp |
| Annual return | 17.41% | 244.27%-226.9pp | 75.47%-58.1pp | 551.28%-533.9pp |
| Employer contribution / active EE | $4,218 | $3,077+37.1% | $2,723+54.9% | $4,663-9.5% |
| Participant deferral / active EE | $11,214 | $4,676+139.8% | $4,263+163.0% | $6,691+67.6% |
| Admin fee / account holder | $2,982 | $6,199-51.9% | $5,637-47.1% | $13,402-77.7% |