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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,355 | $93,345-91.0% | $119,126-93.0% | $87,485-90.5% |
| Participation rate | 91.4% | 68.7%+22.7pp | 75.8%+15.7pp | 68.9%+22.5pp |
| Annual return | 18.97% | 19.08%-0.1pp | 282.11%-263.1pp | 26.06%-7.1pp |
| Employer contribution / active EE | $892 | $3,172-71.9% | $4,034-77.9% | $2,596-65.6% |
| Participant deferral / active EE | $2,054 | $4,099-49.9% | $5,318-61.4% | $4,274-51.9% |
| Admin fee / account holder | $894 | $8,039-88.9% | $10,693-91.6% | $7,775-88.5% |