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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,145 | $154,159+53.2% | $130,026+81.6% | $139,456+69.3% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.5%+10.4pp | 80.3%+8.6pp |
| Annual return | 23.72% | 32.50%-8.8pp | -137.26%+161.0pp | 373.45%-349.7pp |
| Employer contribution / active EE | $13,257 | $5,292+150.5% | $4,321+206.8% | $4,753+178.9% |
| Participant deferral / active EE | $9,822 | $6,710+46.4% | $5,821+68.8% | $6,711+46.4% |
| Admin fee / account holder | $775 | $14,001-94.5% | $10,608-92.7% | $11,407-93.2% |