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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,550 | $142,392+6.4% | $119,622+26.7% | $134,532+12.6% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -18.21% | -12.46%-5.8pp | -14.98%-3.2pp | 418.27%-436.5pp |
| Employer contribution / active EE | $2,406 | $5,224-53.9% | $4,232-43.2% | $4,741-49.3% |
| Participant deferral / active EE | $8,976 | $6,467+38.8% | $5,601+60.3% | $6,401+40.2% |
| Admin fee / account holder | $1,395 | $13,593-89.7% | $10,328-86.5% | $11,429-87.8% |