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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,594 | $89,259-82.5% | $107,187-85.5% | $82,637-81.1% |
| Participation rate | 73.5% | 67.9%+5.6pp | 75.0%-1.5pp | 68.1%+5.5pp |
| Annual return | 22.37% | 21.02%+1.3pp | 204.55%-182.2pp | 53.51%-31.1pp |
| Employer contribution / active EE | $2,012 | $3,080-34.7% | $3,782-46.8% | $2,552-21.2% |
| Participant deferral / active EE | $2,432 | $4,037-39.8% | $5,096-52.3% | $4,126-41.1% |
| Admin fee / account holder | $332 | $7,381-95.5% | $9,162-96.4% | $7,339-95.5% |