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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,289 | $106,247-93.1% | $96,515-92.4% | $139,466-94.8% |
| Participation rate | 58.3% | 77.8%-19.5pp | 74.3%-16.0pp | 80.3%-22.0pp |
| Annual return | 36.36% | 38.47%-2.1pp | 35.73%+0.6pp | 373.66%-337.3pp |
| Employer contribution / active EE | $1,363 | $4,106-66.8% | $3,740-63.5% | $4,754-71.3% |
| Participant deferral / active EE | $1,601 | $5,456-70.7% | $4,880-67.2% | $6,712-76.2% |
| Admin fee / account holder | $253 | $7,885-96.8% | $6,735-96.2% | $11,409-97.8% |