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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,714 | $107,944-53.9% | $91,994-46.0% | $152,885-67.5% |
| Participation rate | 61.1% | 81.2%-20.1pp | 78.6%-17.5pp | 82.5%-21.3pp |
| Annual return | 21.75% | 89.26%-67.5pp | 69.03%-47.3pp | 345.39%-323.6pp |
| Employer contribution / active EE | $1,859 | $4,210-55.8% | $3,452-46.1% | $4,763-61.0% |
| Participant deferral / active EE | $2,135 | $6,365-66.5% | $5,923-63.9% | $5,851-63.5% |
| Admin fee / account holder | $1,243 | $10,521-88.2% | $7,743-83.9% | $11,598-89.3% |