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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,894 | $97,020-62.0% | $83,322-55.7% | $135,379-72.7% |
| Participation rate | 90.9% | 80.4%+10.5pp | 77.8%+13.2pp | 82.6%+8.3pp |
| Annual return | -7.20% | 12.31%-19.5pp | 10.64%-17.8pp | 519.79%-527.0pp |
| Employer contribution / active EE | $2,998 | $4,144-27.6% | $3,379-11.3% | $4,779-37.3% |
| Participant deferral / active EE | $3,615 | $5,964-39.4% | $5,565-35.0% | $5,609-35.6% |
| Admin fee / account holder | $1,676 | $8,426-80.1% | $7,540-77.8% | $10,828-84.5% |