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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,279 | $144,130-94.3% | $117,861-93.0% | $147,586-94.4% |
| Participation rate | 90.0% | 83.4%+6.6pp | 79.7%+10.3pp | 82.8%+7.2pp |
| Annual return | 0.00% | 531.20%-531.2pp | 335.11%-335.1pp | 578.59%-578.6pp |
| Employer contribution / active EE | $2,714 | $4,897-44.6% | $3,786-28.3% | $4,876-44.3% |
| Participant deferral / active EE | $5,849 | $5,316+10.0% | $4,482+30.5% | $5,439+7.5% |
| Admin fee / account holder | $979 | $10,887-91.0% | $8,021-87.8% | $10,886-91.0% |