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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,839 | $135,645-88.3% | $110,243-85.6% | $135,380-88.3% |
| Participation rate | 83.3% | 83.5%-0.1pp | 79.8%+3.5pp | 82.6%+0.7pp |
| Annual return | -21.44% | 513.24%-534.7pp | 314.76%-336.2pp | 519.81%-541.2pp |
| Employer contribution / active EE | $2,953 | $4,907-39.8% | $3,827-22.8% | $4,779-38.2% |
| Participant deferral / active EE | $6,951 | $5,507+26.2% | $4,672+48.8% | $5,609+23.9% |
| Admin fee / account holder | $882 | $11,458-92.3% | $8,548-89.7% | $10,828-91.9% |