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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,895 | $112,935-32.8% | $90,970-16.6% | $158,966-52.3% |
| Participation rate | 26.7% | 74.7%-48.1pp | 69.0%-42.3pp | 82.0%-55.3pp |
| Annual return | 15.26% | 215.79%-200.5pp | 134.58%-119.3pp | 302.95%-287.7pp |
| Employer contribution / active EE | $957 | $2,895-67.0% | $2,122-54.9% | $4,762-79.9% |
| Participant deferral / active EE | $3,003 | $4,129-27.3% | $3,373-11.0% | $5,983-49.8% |
| Admin fee / account holder | $10,402 | $8,045+29.3% | $5,960+74.5% | $11,250-7.5% |