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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,590 | $58,493-25.5% | $84,021-48.1% | $72,975-40.3% |
| Participation rate | 21.2% | 61.2%-40.0pp | 69.0%-47.8pp | 69.5%-48.3pp |
| Annual return | 22.68% | 28.93%-6.3pp | 71.32%-48.6pp | 81.01%-58.3pp |
| Employer contribution / active EE | $613 | $1,163-47.3% | $1,984-69.1% | $2,440-74.9% |
| Participant deferral / active EE | $1,507 | $2,394-37.0% | $3,239-53.5% | $3,608-58.2% |
| Admin fee / account holder | $582 | $4,569-87.3% | $6,102-90.5% | $5,124-88.6% |