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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,050 | $93,346-76.4% | $71,796-69.3% | $273,972-92.0% |
| Participation rate | 33.3% | 76.5%-43.2pp | 69.1%-35.8pp | 83.0%-49.7pp |
| Annual return | 8.81% | 130.39%-121.6pp | 78.04%-69.2pp | 41.46%-32.6pp |
| Employer contribution / active EE | $988 | $2,733-63.9% | $1,924-48.7% | $4,869-79.7% |
| Participant deferral / active EE | $3,284 | $3,475-5.5% | $2,794+17.5% | $5,287-37.9% |
| Admin fee / account holder | $370 | $6,571-94.4% | $4,815-92.3% | $10,133-96.4% |