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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $452,484 | $127,386+255.2% | $115,037+293.3% | $125,388+260.9% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -1.61% | 31.28%-32.9pp | 26.14%-27.8pp | 282.24%-283.9pp |
| Employer contribution / active EE | $3,148 | $5,166-39.1% | $4,608-31.7% | $4,866-35.3% |
| Participant deferral / active EE | $6,936 | $6,423+8.0% | $6,026+15.1% | $5,352+29.6% |
| Admin fee / account holder | $27,482 | $9,516+188.8% | $8,175+236.2% | $9,541+188.1% |