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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,839 | $150,447+61.4% | $136,298+78.2% | $147,586+64.5% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 4.63% | 1049.15%-1044.5pp | 5156.27%-5151.6pp | 578.59%-574.0pp |
| Employer contribution / active EE | $4,234 | $5,256-19.5% | $4,696-9.8% | $4,876-13.2% |
| Participant deferral / active EE | $8,563 | $6,631+29.1% | $6,247+37.1% | $5,439+57.4% |
| Admin fee / account holder | $161,716 | $10,906+1382.8% | $9,244+1649.4% | $10,886+1385.6% |