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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,543 | $217,427-74.9% | $185,837-70.7% | $167,518-67.4% |
| Participation rate | 66.7% | 86.0%-19.4pp | 81.7%-15.0pp | 82.1%-15.4pp |
| Annual return | 12.50% | 148.39%-135.9pp | 122.08%-109.6pp | 478.71%-466.2pp |
| Employer contribution / active EE | $5,132 | $5,874-12.6% | $5,168-0.7% | $4,838+6.1% |
| Participant deferral / active EE | $4,501 | $6,357-29.2% | $5,568-19.2% | $6,342-29.0% |
| Admin fee / account holder | $77 | $19,816-99.6% | $16,241-99.5% | $12,312-99.4% |