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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,634 | $202,342-84.9% | $172,752-82.3% | $152,897-80.0% |
| Participation rate | 61.5% | 87.1%-25.5pp | 82.6%-21.1pp | 82.5%-20.9pp |
| Annual return | 23.64% | 1029.83%-1006.2pp | 802.97%-779.3pp | 345.43%-321.8pp |
| Employer contribution / active EE | $772 | $5,858-86.8% | $5,144-85.0% | $4,764-83.8% |
| Participant deferral / active EE | $5,355 | $5,948-10.0% | $5,198+3.0% | $5,851-8.5% |
| Admin fee / account holder | $18 | $17,111-99.9% | $13,955-99.9% | $11,599-99.8% |