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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,178 | $105,198-36.1% | $159,455-57.9% | $85,856-21.8% |
| Participation rate | 74.3% | 75.8%-1.5pp | 82.8%-8.5pp | 69.3%+5.0pp |
| Annual return | 17.25% | 45.08%-27.8pp | 263.63%-246.4pp | 318.58%-301.3pp |
| Employer contribution / active EE | $2,507 | $3,319-24.5% | $4,830-48.1% | $2,565-2.3% |
| Participant deferral / active EE | $5,959 | $5,946+0.2% | $7,353-19.0% | $3,952+50.8% |
| Admin fee / account holder | $947 | $6,934-86.3% | $10,800-91.2% | $6,261-84.9% |