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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,370 | $85,766-66.9% | $136,298-79.2% | $70,126-59.5% |
| Participation rate | 60.7% | 74.2%-13.4pp | 81.9%-21.2pp | 69.5%-8.8pp |
| Annual return | 23.95% | 31.46%-7.5pp | 5156.27%-5132.3pp | 73.15%-49.2pp |
| Employer contribution / active EE | $2,254 | $2,966-24.0% | $4,696-52.0% | $2,343-3.8% |
| Participant deferral / active EE | $5,130 | $5,051+1.6% | $6,247-17.9% | $3,332+54.0% |
| Admin fee / account holder | $1,012 | $5,421-81.3% | $9,244-89.1% | $4,645-78.2% |