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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,852 | $148,623-38.9% | $135,974-33.2% | $139,466-34.9% |
| Participation rate | 87.5% | 83.9%+3.6pp | 81.9%+5.6pp | 80.3%+7.2pp |
| Annual return | 22.28% | 79.30%-57.0pp | 68.30%-46.0pp | 373.66%-351.4pp |
| Employer contribution / active EE | $3,115 | $5,246-40.6% | $4,859-35.9% | $4,754-34.5% |
| Participant deferral / active EE | $8,356 | $8,103+3.1% | $7,760+7.7% | $6,712+24.5% |
| Admin fee / account holder | $492 | $12,406-96.0% | $10,767-95.4% | $11,409-95.7% |