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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,538 | $135,956-77.5% | $123,894-75.4% | $273,972-88.9% |
| Participation rate | 66.7% | 84.1%-17.4pp | 81.4%-14.7pp | 83.0%-16.3pp |
| Annual return | 7.82% | 56.63%-48.8pp | 47.52%-39.7pp | 41.46%-33.6pp |
| Employer contribution / active EE | $1,983 | $5,170-61.7% | $4,617-57.1% | $4,869-59.3% |
| Participant deferral / active EE | $3,788 | $6,343-40.3% | $5,984-36.7% | $5,287-28.4% |
| Admin fee / account holder | $1,506 | $9,817-84.7% | $8,357-82.0% | $10,133-85.1% |